PBCash User Agreement

This User Agreement ("Agreement") is a contract between you and pbCash Inc and pbCash LLC ("Company") and applies to your use of Company's services, including PBCash™ and Mobile sites (the "Services"). By saving a payment method (e.g., credit card, debit card, etc.) to pbCash Inc PBCash or by using pbCash Inc Web App (whether through the pbCash Inc or PBCASH.com website or on another device), you agree that you have read, agree with and accept all of the terms and conditions in this Agreement (other than any Service-Specific terms that apply to a Service that you do not use) as well as our Privacy Policy ("Privacy Policy") which is available at http://pbcash.com/privacy.aspx and is incorporated in this Agreement by this reference.

A. Eligibility

You must be a resident of Canada and or the USA and 18 years or older to use the Services. You must use the Services in Canada and or the USA and, with respect to pbCash, use the Service only with credit, debit or prepaid cards may be issued by a Canadian and or USA financial institutions.

B. Third Party Agreements

You acknowledge and agree that this Agreement is between you and Company, not with any third party (including, but not limited to, Apple®, Google®, any mobile carrier, or any Participating Merchant (as defined below)), and that Company is solely responsible for the Services. Your use of the Services may be subject to separate agreements you may enter into with your mobile device operating system provider (e.g., Apple, Google or Microsoft®), your mobile device manufacturer (e.g., Apple, Samsung®), your mobile service carrier (e.g., AT&T® or Verizon®), and other parties involved in providing your mobile device service. Participating Merchants as defined below, third party operating system providers such as Apple, Google, and Microsoft, your phone or other mobile device manufacturer, your wireless carrier or other network provider, any other product or service provider related to your mobile device service are collectively referred to as "Covered Third Parties." You agree to comply with all applicable third party terms of agreement when using the Services. Company is not a party to those agreements and has no responsibility for the products and services provided by third parties. Please note that pbCash Inc has opened its application programming interface ("API"), so you may be subject to agreements with third parties when using a service that was not created by pbCash Inc. pbCash Inc has no liability or responsibility for your use of these third party services.

C. Service-specific terms

The following terms are "Service-Specific Terms," in that they apply solely to one of the two Services covered by this Agreement: the pbCash Inc App, and pbCash Inc PBCash.

D. Mobile Application

pbCash, Inc ("pbCash") knows that you care about how your personal information is used and shared, and we take your privacy seriously. Our primary goal is to provide you with exceptional service, and we understand that you may have questions or concerns regarding your personal information and how it will be used. To make this privacy policy easy to find, we make it available from home page of our website at http://pbcash.com/privacy.aspx (the "website") and through our mobile applications. You may also email us with any privacy-related questions you have.

Have a prepaid card?

You can link your prepaid card with PBCash to manage your balance and account.

Create Account & Link Prepaid